• Santander Purchase Finance is a cardless financial product, that allows you to make small and larger purchases at a monthly rate that suits you. Purchase finance gives you the opportunity to split your expenses by splitting a larger one-time purchase into smaller pieces.

    With a fixed interest rate and a monthly instalment, you always know in advance what you will be paying for your purchase. You can finance all or part of your purchase.

    • Cardless financial product
    • No collateral or guarantors
    • Loan amount € 300 - € 40,000
    • Opening fee always 0 €
    • Fixed rate
    • Payment period up to 7 years
    • Monthly invoicing in equal instalments
    • The loan can be repaid earlier at no additional cost
  • In a table below, click on the amount you need for your purchase and complete the application. The application form opens in a new browser window. You will need an online banking ID or a mobile certificate to authenticate yourself in to the system. You can get a credit decision quickly and you can also sign the contract electronically. It is a good idea to apply for a prior decision for a larger sum that your limit is enough to cover the full cost of your purchase. The final loan amount will be confirmed by the seller's sales amount. The advance application is not binding, and it does not require purchase.