Do you want to pay by invoice or in parts that suits you? With 1Store account, you get up to 12 months of interest-free payment time.
Applying for an 1Store account is easy and quick. You can easily apply for credit at home via the link below. The invoice for your purchase will be delivered to you the month following the purchase. Then you can choose the payment option that you prefer. The creditor is Resurs Bank AB Finland branch.
Payment solution | Annual interest rate | Processing fee/month | |||
30-60 days | 0 % | 0 € | |||
12 kk | 0 % | 0,28 % /monthly of credit limit, max 12,50 € /month | |||
24 kk | 12,90 % | 0,28 % /monthly of credit limit, max 12,50 € /month | |||
36 kk | 15,00 + KSL interest rate* | 0,28 % /monthly of credit limit, max 12,50 € /month | |||
*KSL interest rate is based on Consumer Protection Act 12 §. Rate is defined twice a year by Bank of Finland and it is valid for 6 months at a time. The KSL interest rate can be max. 5% and total annual interest rate max 20%. |
Please note that the credit agreement and invoicing are available only in Finnish language. Once you have signed electronically the credit contract, you can immediately use the credit. When shopping in the store, take a valid ID with you (passport, driver's license, identity card).
Credit application (in finnish) >
Example: 1 500 €, 12 months payment option. Annual interest rate: 0%. Processing fee/month: €5.60. Annual percentage rate (APR): 4.01%. Credit costs: €61.60. Total payable: €1,561.60. Installments/month: €130.60, 12 installments. The 1Store account is a continuous credit with a minimum credit limit of 2,000 euros. Other use of the credit may result in a higher or lower effective annual interest rate. Creditor: Resurs Bank AB, Finland branch.
© 2024 1Store. All rights reserved.
MacPeople Oy | Fredrikinkatu 48 A,00100 Helsinki
Webshop service:
webshop@1store.fi
tel. +358 10 230 7300
Customer service:
asiakaspalvelu@1store.fi
tel. +358 10 230 7300